Punjab Chief Minister Maryam Nawaz Sharif has announced a new initiative aimed at increasing agricultural productivity and improving the prosperity of farmers. This initiative, known as the “Kisan Card,” provides farmers with easy access to loans and essential agricultural inputs. Here is a detailed guide on how to apply for the Punjab Kisan Card in 2024.
Introduction of Punjab Kisan Card
The Punjab Kisan Card aims to support farmers by providing them with loans up to Rs. 150,000 per crop. This loan can be used to purchase fertilizers, seeds, and other agricultural inputs. Over 500,000 farmers with up to 12.5 acres of land will benefit from this program.
Eligibility Criteria
To be eligible for the Punjab Kisan Card, farmers must meet the following requirements:
- Own up to 12.5 acres of land.
- Land must be registered at a land record center.
- Mobile SIM cards must be registered under the farmer’s ID number.
- No default with any financial institution.
Also Read: Conditions to Apply For a Kisan Card Through BOP
Step-by-Step Application Procedure
Kisan Card Registration
- Send ID Card Number:
- Text your ID card number to 8070 with the message format: ‘PKC [Your ID Card Number]’.
- Verification Process:
- The government will verify your ID card details against NADRA records.
- Eligibility Confirmation:
- Ensure you meet the eligibility criteria outlined above.
Kisan Card Apply Online
- Create a Mobile Wallet/Account:
- Set up a mobile wallet or account to manage your Kisan Card transactions.
- Purchase Kisan Token Bundle:
- Buy the Kisan Token Bundle required for the application process.
- Fill Out the Application Form:
- Visit your local Tehsil Office to complete the application form.
- Submit Required Documents:
- Provide the necessary documents for verification.
- Pick Up Your Kisan Card:
- Once notified, collect your Kisan Card from the Tehsil Office.
Kisan Card Benefits
- Interest-Free Loans: Farmers can get loans up to Rs. 150,000 per crop.
- Purchase of Agricultural Inputs: The loan can be used to buy fertilizers, seeds, and other necessary inputs.
- Repayment Flexibility: Repay the loan in six monthly installments.
- Reapply for New Loan: After repaying the initial loan, apply for a new loan for the next crop cycle.
How can I apply for the Punjab Kisan Card?
To apply, send your ID card number to 8070 with the message format ‘PKC [Your ID Card Number]’. Follow the steps for the online application as detailed above.
What is the maximum loan amount I can get with the Kisan Card?
Farmers can get a loan of up to Rs. 150,000 per crop.
Who is eligible for the Kisan Card?
Farmers who own up to 12.5 acres of land, have their land registered, and have a registered mobile SIM card under their ID number are eligible.
Where can I get my Kisan Card?
You can pick up your Kisan Card from the Tehsil Office once you are notified.
Conclusion
The Punjab Kisan Card is a significant initiative by the Punjab government, aimed at supporting farmers and enhancing agricultural productivity. By providing interest-free loans and facilitating the purchase of essential agricultural inputs, the Kisan Card promises to bring ease and prosperity to the lives of farmers. With a straightforward application process and substantial benefits, this program is set to positively impact over 500,000 farmers across the region. By following the steps outlined in this guide, eligible farmers can easily apply for the Kisan Card and take a crucial step towards financial stability and increased agricultural output.